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Auto Insurance Coverage
IN CASE OF AN ACCIDENT . . . 
Always Be Prepared . . .
Keep the following In The Glove Compartment:
- Always keep your insurance card in the car.
- Keep a notebook to record important information.
- Be certain to have a ballpoint pen or a pencil.
- We recommend that you have a small disposable camera.
- Keep a flashlight and fresh batteries.
At the Scene of an Accident . . .
- Stop your vehicle immediately and get help for the injured! No matter how minor
an accident may be, the failure to stop can result in serious consequences. If
possible, stop your vehicle at a point nearest to point of collision without
obstructing traffic more than necessary.
- Render Aid. If anyone is injured, render first aid to the extent that you are
qualified; call immediately for a doctor and /or an ambulance; do not move an
injured person in any way that could possibly add to his or her injury.
- If there are injuries or substantial property damage, call (or have someone call)
the police. Repeat the call for the police every five minutes. State and local
police officers are trained accident investigators. Their expertise may be
invaluable in establishing the cause of the accident. Provide police with the
information they require. Ask the investigating officer where to obtain a copy of
the police report. You will probably need it.
- Protect the scene and those involved from further damage or injury If the
accident has obstructed the roadway, take measures to adequately warn
approaching drivers. If the highway is obstructed at night, illuminate the
accident scene if possible. Use the warning flashers that are standard
equipment on most vehicles.
- Record the details of the accident while they are fresh in your memory. Draw a
diagram to recreate the scene. Obtain the names, addresses, and phone
numbers of the other drivers, witnesses, and injured persons. Don't trust your
memory. Write down the facts, including making a rough drawing of the scene,
showing position of vehicles and a rough sketch of the skid marks and distance
measurements; driver's license numbers and the plate numbers vehicles
involved. Names and badge numbers of police officers Participants in
automobile accidents are required by law to exhibit their driver's licenses and
provide their vehicle registration numbers, insurance carriers, insurance policy
numbers, and names and addresses of their local insurance agents to each
driver involved in the accident. Below is a list of data items to help you collect
the appropriate information:
Names, addresses and phone numbers of all drivers and passengers.
Vehicle registration numbers, make and model of each car involved.
Operator's drivers license number and insurance identification number.
Names and addresses of as many witnesses as possible.
Names and badge numbers of police officers.
Names and addresses of each drivers local insurance agents.
- DON'T hastily accept claim settlements at the scene of the accident. Be careful
what you say. Do not admit fault even if you think the accident was your fault.
You may discover later that the other driver was equally or more at fault.
Statements made during the excitement of an accident may be misconstrued or
later misquoted by others. Discuss the accident only with the investigating
officer, your insurance company and your attorney.
- Remain calm, be courteous be consistent in your version of the facts of the
accident.
After Leaving the Accident Scene . . .
- See your doctor. Serious injuries do not always result in immediate pain or
bloodshed. Consult a doctor or hospital if there is the slightest chance you may
be injured.
- Notify Rezin Insurance as soon as possible. Check your insurance card for the
phone number. Your insurance company employs trained investigators who will
attempt to develop all evidence for your defense. Failure to promptly notify your
insurer may void your policy and leave you without insurance coverage for
damage resulting from the accident.
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